Financial Empowerment for High-Quality Development of Ice and Snow Economy in the New Era: Model Refinement, Practical Challenges and Promotion Strategies

Abstract

By adopting research methods such as the literature review method and case analysis method, this study sorts out the main models of financial empowerment for the high-quality development of the ice and snow economy in the new era, namely the four models of policy finance leadership, market capital innovation, digital finance empowerment, and insurance protection support. The practical challenges faced by financial empowerment in the ice and snow economy are mainly reflected in the following aspects: The surge in industrial financing demand and the structural imbalance of financial supply; The insufficient risk resistance capacity of the industry and the lag in risk management mechanisms; The single industrial financing channel and the imbalance of capital structure restricting development; The lag in the innovation of financial products and services restricting the release of industrial potential. Based on this, the promotion strategies for financial empowerment to drive the high-quality development of the ice and snow economy are proposed as follows: Strengthen the financial support system for the construction of ice and snow sports infrastructure; Build a full-chain financing ecosystem for the ice and snow equipment industry; Stimulate the financial innovation momentum for the integrated development of ice and snow culture and tourism; Construct a future-oriented financial innovation ecosystem for the ice and snow economy.